When using Coalition Re, you consent to use electronic communications, electronic records, and electronic signatures rather than paper documents for the forms provided on this web site. This includes:

• Insurance application

• Insurance policy and other related documents

• All updates and details concerning your policy

• Responses to communications from you

• All disclosures required by law and other information about your legal right and duties

• All changes and updates to these disclosures, notices, and documents

With regard to the issue of the insurance policy in paper form, reference is made to the provisions regarding the withdrawal of electronic acceptance of disclosures and notices.

You agree that your electronic signature is legally binding, just as if you had signed a paper document. When we provide you an electronic notification indicating a document is available electronically and we do in fact make it available online and you can readily take note of it, that shall have the same meaning and effect as if we provided a paper document to you, whether or not you choose to view it. Your consent to use electronic signatures and documents applies to materials related to purchasing and effecting your insurance policy.

System Requirements

In order to use electronic signatures and to receive electronic communications, you must have

• a personal computer or other device that can connect to the Internet

• an email address

• a web browser

• software that enables you to receive and view Portable Document Format (PDF) files, such as Adobe Acrobat Reader (available for a free download at https://get.adobe.com/reader/)

You also confirm that you have the hardware and software described above, that you are able to receive and review electronic records, and that you have an active email account. You must keep your email or electronic address current with us. You must promptly notify us of any change in your email or other electronic address. You may change the email address on record for you through our website We may provide you with separate instructions to update your email address from time to time. You agree that if we send an email message to you regarding any electronic communication or send any electronic communication to the email address you have provided us and such email message is returned as undeliverable, we will be deemed to have provided such electronic communication to you, if the disruption of receipt is your responsibility, e.g. if you have given us a false e-mail address.

Withdrawal of Electronic Acceptance of Disclosures and Notices

You may withdraw your consent to receive electronic communications at any time. If you wish to do so, you must email us at help@coalitionre.com with the following subject line: "WITHDRAW ELECTRONIC CONSENT." The body of the email must include your name, policy number, effective and expiration dates of the policy, the effective date of your withdrawal, and that you want all communications to be in paper form.

Alternatively, you can simply request that the insurance policy be issued in paper form. All other communication will then continue to take place electronically in accordance with this policy. If you wish to do so, you must email us at help@coalitionre.com with the following subject line: "INSURANCE POLICY IN PAPER FORM." The body of the email must include your name, policy number, effective and expiration dates of the policy and that you want the insurance policy to be issued in paper form.